Consumer Retail Installment Contracts
Quality Acceptance was founded on the realization that people do not plan for bad credit. A period of unemployment, medical issues, divorce and numerous other circumstances can easily cause good people to fall behind on their payments. The resulting damage to their credit rating can occur quickly and and be very stressful. Even without "bad credit," many banks are hesitant to lend money to someone who has not established a credit history: someone who has never paid a retail installment contract before.
Quality Acceptance recognizes that people have credit hardships or have just begun their credit history, so we look for other reasons to believe that our customers will make their payments. We look for stable employment and/or residence that will be enough to set our customers up for success with affordable retail installment contract options and payments. This in turn will afford them better credit and greater opportunities in the future.
If you have recently found yourself with a retail installment contract from Quality Acceptance then we congratulate you and welcome you to the family!